Our investment approach

A strong governance framework and clear accountabilities create a positive culture and will lead to better investment results.

This comes from managing risks, including those related to ESG and accessing a broader range of return opportunities.

This allows us to create more sustainable outcomes and a “virtuous circle” between investment markets and our communities.

It allows us to invest differently, where we have conviction, and be an early adopter.

We will regularly review outcomes, to learn and adjust as we go.

We will invest for the future in our capabilities and people.

We will blend approaches to best meet our objectives.

Asset allocation is a key driver of performance and we will manage it actively to seek additional returns or to reduce risk.

Active management within asset classes can often significantly improve risk-adjusted returns.

We can build capabilities to manage assets internally and manage costs.

Managing assets directly can make us a better overall investor.

We flexibly consider opportunities to take advantage of those not available to smaller investors.